Our Services
Our services includes :
Whole Life
Whole life polices provide protection for your clients’ entire lifetime (provided premiums are paid). Premiums stay level throughout their life and are generally paid annually. A whole life insurance policy can build cash value on a tax-deferred basis.
Lifefortune Lifetime whole life insurance combines the best features of permanent life insurance protection and optional living benefit riders. Coverage options range from $25,00 to $2,000,000.
Lifefortune Final Expense Solution Portfolio offers a guaranteed death benefit and level premium whole life insurance from $1,000 to $50,000 for people of varying health levels and lifestyles. Final Expenses coverage is underwritten on a simplified issue basis without any waiting period, subject to qualification.* Premiums are guaranteed level and payable during the life of the insured.
- Final Expense solutions
- Permanent life insurance protection
- Coverage options range from $25,00 to $2,000,000.
Term Life
Give your clients the power of choice: Our term life insurance policies offer term periods ranging from 10 to 30 years — helping your clients obtain the right amount of protection for the right amount of time.
Lifefortune Trendsetter Series combines the benefits of term life insurance with a range of options to suit a variety of client needs. They consist of Trendsetter Super and Trendsetter LB (Living Benefits), and include:
- Term coverage for 10, 15, 20, 25, or 30 years
- Industry-low face amounts at only $25,000
- Non-med underwriting options for face amounts up to $249,999
- Simplified underwriting and living benefit options
Life Solutions
Life is always changing, and so are your clients' needs. That's why we offer
a wide range of life insurance solutions — from permanent protection, to
term choices, multiple rider options, and much more
Financial Choice IUL
Lifefortune Financial Choice IUL provides death benefit protection along with policy value accumulation potential.
When funded properly, FCIUL offers tax-free access to the policy’s available cash values, minimizing taxable income each year. It offers a variety of index account options and policy features to help maximize policy value accumulation potential and may help manage their overall tax exposure.
A diverse mix of index account options which include, high or uncapped index rates, and buy-up options. These diverse strategies focus on different markets, assets, geographies, and objective
- Death benefit protection along with policy value accumulation potential
- Tax-free access to the policy’s available cash values
- Access to policy cash value
- A simple and transparent Persistency Credit
- Coverage options range from $25,00 to $2,000,000.
Financial Foundation IUL
A truly flexible product, FFIUL combines the death benefit of traditional life insurance with the potential to accumulate cash value over time. With both domestic and global index account options, your clients are guaranteed minimum interest rates and no exposure to market declines
Our FFIUL product offers protection, growth potential, guarantees, and tax advantages through:
- Competitive cap rates
- Guaranteed minimum interest rates and a no lapse guarantee
- Optional Long Term Care Rider, Living Benefit Riders, and Income Protection Option
- Concierge Planning Rider (Additional Services Rider) that offers funeral planning services
Final Expense
Peace of Mind for You and Your Loved Ones
Final Expense Insurance, also known as burial insurance or funeral insurance, is a type of life insurance policy designed to cover end-of-life expenses. These policies ensure that your loved ones aren’t burdened with the financial strain of funeral costs, medical bills, or other final expenses during an already difficult time.
Why Choose Final Expense Insurance?
- Financial Security for Your Family
- Simple Application Process
- Affordable Premiums
- Quick Payout